Dan Carpenter is the founder and CEO of Carpenter & Associates, Inc. He draws on 25 years of banking experience in areas as diverse as retail banking, commercial loans, charity fund-raising, corporate merger, and senior management to explore and provide the most innovative and cost-effective ways of purchasing a new or used vehicle. His passion for cars has brought him an unusual intimacy with the automotive industry, and this combined with his financial expertise, has enabled him to turn his car hobby into a business model exclusively tailored to the needs of the customer. Dan's model intentionally diverges from traditional car dealership practices to see that the customer walks away from the experience with a positive feeling and substantial savings. His sentiments are simple, "whatever the car dealerships are doing, I do the opposite." With this ethic in mind, Dan has both revolutionized and dignified the car sales profession.